What Does Insurance Cover?
If this is your first time entering an outpatient program at detox centers in PA, your insurance company may be more willing to cover the treatment. Those who have been to treatment before might encounter a little more resistance, but thanks to changing laws, insurers cannot deny coverage for mental health or substance abuse because of pre-existing conditions.
New laws put into place by Congress require insurance providers to cover substance abuse and mental health treatment in the same way they cover healthcare expenses. Basically, that means almost every insurer has to offer some kind of coverage for outpatient detox and rehab programs. However, the extent of that coverage depends on the offerings of the insurance company as well as how much coverage you are willing to pay for.
Other Insurance and Benefits
If you work in a company with a progressive culture, you should also consider checking out their policy on substance abuse treatment. A lot of companies, especially when it comes to valuable employees, will offer to help cover the costs of rehab, provide time off work for treatment or appointments, and offer other support. As the growing awareness of the need for recovery treatment programs continues, more companies with an employee-focused culture will likely get on board with this type of program. Plus, some employers will offer treatment as an alternative to termination for employees whose addictions have become problematic at, or interfered with, their job.
The Bottom Line